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Department Of Education Stafford Loan Article
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Promoting Education Goals – The Education Grant
from:An education grant is a very general term for money donated to either private individuals pursuing post-secondary education or institutions who wish to pursue a particular project related to education. In the former case, the rising cost of post-secondary education places a huge burden on many who wish to continue their studies but do not have a large budget to dedicate to their wish. An education grant is a solution to this problem, allowing an individual to pursue an undergraduate or post-graduate degree.
In the latter case, universities, high schools, elementary and middle schools are not able to implement certain programs with the sometimes meager state and federal funds allocated to them. Again, an education grant could be the solution, promoting programs or projects at the elementary, secondary, or post-secondary level and involving adult education or education of younger students or both. There are a wide variety of education grants for institutions; an education grant can be used by a particular university to add an instructive museum honoring African Americans on campus, it can be given to a high school to add computers or laboratory equipment for science projects, it can be given to an elementary school wishing to add a bilingual education program, or it can be given to a volunteer organization that organizes drug awareness programs for youth.
These grants need not be paid back, but the individual or institution seeking education grant money must demonstrate why the money is needed and how the money will be put towards an education-oriented goal. For individuals seeking money for post-secondary studies, oftentimes merely sending personal information is enough, though many more specific grants will require some kind of written statement explaining the need for the money. Often, individuals must meet residency, financial and academic requirements to be eligible for an education grant and, at times, certain programs of study must be undertaken to be eligible for grant money.
In the case of institutions seeking grant money, the process is a bit more complex, involving a number of forms to be filled out and a proposal to be written. Proposals must give some background information, the purpose of the grant, the need for the grant, where the grant will be used and for whom (the target population), the strategies to implement the grant, the personnel employed, methods for evaluating the success of the project, and a budget. Depending on the specific project, then, there may be other, more particular, requirements. For example, if you had to use animals, say for a research education project, you would have to include where the animals would be housed, and you would have to consult the Institutional Animal Care and Use Committee (IACUC) to demonstrate knowledge of guidelines concerning the humane treatment of animals.
Grants of this nature can be donated by the federal or state government, non-profit organizations, academic institutions, research institutions, funding institutions, corporations, or private individuals. Grants.gov is an excellent place to start the search, which is a site listing all Federal grants available ($400 billion are available) as is Ed.gov, the home page of the US Department of Education. Internet searches are helpful, and sites such as finaid.org, collegeanswer.com, and the Michigan State Library website are excellent sources for education grant information.
One of the best ways to research grant opportunities is to visit your regional foundation library, located at most major universities. Your local library will also have books listing grant opportunities, and you can consult with the librarian if you have any questions. These kinds of books will also be available either at your high school counselor’s office or your university’s financial aid office. You can purchase these books at book stores.
Department Of Education Stafford Loan News
Student loan myths and facts - Pocono Record
 USA TODAY | Student loan myths and facts Pocono Record Federal Stafford loans are available to all students regardless of credit worthiness, and come in two varieties, subsidized and unsubsidized. With a subsidized Stafford loan, the government pays the interest on the loan while the student is in school, ... Can your kids graduate from college without debt? Educating Students on How to Handle Debt When College Becomes a Risky Investment |
Student Loans Interest Rate Battle Heads To Senate - Huffington Post
 Kansas City Star | Student Loans Interest Rate Battle Heads To Senate Huffington Post Stafford loans are made to low- and middle-income students. The Department of Education estimates students will borrow $31.6 billion in Stafford loans in the year beginning July 1, average $4226 for each student. White House presses GOP over student loans with 2 parties deadlocked over ... GOP blocks Senate debate on Dem student loan bill |
Student loans 101: Why Obama is slow-jamming on Late Night about interest rates - Washington Post
 USA TODAY | Student loans 101: Why Obama is slow-jamming on Late Night about interest rates Washington Post With unsubsidized loans, interest accrues right away so the loan balance grows while the student is in school. The current debate centers only on subsidized Stafford loans; the Education Department estimates that about 30 percent of undergraduates have ... Private Loans Without Bankruptcy Option Are the Real Problem Most student loans unaffected by upcoming increase in rates |
Student Loans Interest Rate Battle Heads To Senate - Huffington Post
 CBS News | Student Loans Interest Rate Battle Heads To Senate Huffington Post Stafford loans are made to low- and middle-income students. The Department of Education estimates students will borrow $31.6 billion in Stafford loans in the year beginning July 1, average $4226 for each student. Senate turns to partisan fight over student loans Student loans 101: The interest rate uproar |
Stafford Loan Rate Increase Would Hit Minorities - The Epoch Times
 The Epoch Times | Stafford Loan Rate Increase Would Hit Minorities The Epoch Times If the rate increase takes effect, it would cost students about $317 million over the lives of their student loans, according to figures from the Department of Education. The Stafford loan program was once a model of bipartisan legislation. FEATURE-Amid US student loan tussles, more seek 'forgiveness' Efforts to curb interest hikes for college loans foiled W.Va. senators vote to keep lower student loan rates |
The Power of Credit - Barron's
 USA TODAY | The Power of Credit Barron's All Stafford loans now are made by the Department of Education. The government controls interest rates and subsidizes them for students with financial need, and it sets generous repayment policies. Students do not begin making payments until six months ... What the student loan rate hike means to you Student Loan Default Rates Rise in Chattanooga and Across the Country Feds crack down on South Florida student loan defaulters |