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National Education Loan Repayment Program Article
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Going Above and Beyond - The Higher Education Grant
from:Again, these are grants for individuals or institutions. However, a higher education grant includes higher levels of the academic world than simple education grants. Individuals pursuing a master’s, doctorate, or professional program are eligible, as are institutes which promote very special projects, such as teacher preparation for use of technology in the classroom or implementation of advanced computer technology programs.
These grants need not be paid back, but the individual or institution seeking higher education grant money must demonstrate why the money is needed and how the money will be put towards a higher education-oriented goal. For individuals seeking a higher education grant for post-secondary studies, oftentimes merely sending personal information is enough, though many more specific grants will require some kind of written statement explaining the need for the money. Often, individuals must meet residency, financial and academic requirements to be eligible for a higher education grant and, at times, certain programs of study must be undertaken to be eligible for grant money.
In the case of institutions seeking grant money, the process is a bit more complex, involving a number of forms to be filled out and a proposal to be written. Proposals must give some background information, the purpose of the grant, the need for the grant, where the grant will be used and for whom (the target population), the strategies to implement the grant, the personnel employed, methods for evaluating the success of the project, and a budget. Depending on the specific project, then, there may be other, more particular, requirements. For example, if you had to use animals, say for a higher education project involving research, you would have to include where the animals would be housed, and you would have to consult the Institutional Animal Care and Use Committee (IACUC) to demonstrate knowledge of guidelines concerning the humane treatment of animals.
Grants of this nature can be donated by the federal or state government, non-profit organizations, academic institutions, research institutions, funding institutions, corporations, or private individuals. Grants.gov is an excellent place to start the search, which is a site listing all Federal grants available ($400 billion are available) as is Ed.gov, the home page of the US Department of Education. Internet searches are helpful, and sites such as finaid.org, collegeanswer.com, and the Michigan State Library website are excellent sources for higher education grant information.
One of the best ways to research grant opportunities is to visit your regional foundation library, located at most major universities. Your local library will also have books listing grant opportunities, and you can consult with the librarian if you have any questions. These kinds of books will also be available either at your high school counselor’s office or your university’s financial aid office. You can purchase these books at book stores.
National Education Loan Repayment Program News
7 Ways to Prepare for Student Loan Repayment - U.S. News & World Report
 U.S. News & World Report | 7 Ways to Prepare for Student Loan Repayment U.S. News & World Report But the preparation and legwork isn't over—for student loan borrowers, leaving school also starts the countdown to repayment. For six months after graduation (or after leaving school or dropping below a half-time credit load), federal Stafford loan ... |
FEATURE-Amid US student loan tussles, more seek 'forgiveness' - Reuters
 New York Daily News | FEATURE-Amid US student loan tussles, more seek 'forgiveness' Reuters * US program cap monthly payments, forgive balances * More than 675000 students seeking payment relief * Effort aimed at students with low income, public sector jobs * Obama administration seeking to expand by end of 2012 By Susan Heavey WASHINGTON, ... 4 Most Common Student Loan Problems And How To Fix Them Older Americans Struggle With Student Loan Debt Susan Tompor: Do the Math Before You Borrow the Money for College |
Amid student loan tussles, more seek "forgiveness" - Reuters
Amid student loan tussles, more seek "forgiveness" Reuters The repayment programs are a wider effort to help cash-strapped students. Congress created the Income-Based Repayment Plan in 2007 to take some of the sting out of mounting student bills. The Bush administration program, which finally began in 2009, ... |
Can your student loan debt be forgiven? - Fox Business
Can your student loan debt be forgiven? Fox Business By Robert DiGiacomo If you feel trapped under a mountain of student loan debt or worry about interest rates rising in the future, a loan forgiveness program may ease some of your burden. Federal programs exist that will forgive the remainder of your ... |
Taxpayers Fund $454000 Pay for Collector Chasing Student Loans - Bloomberg
 Bloomberg | Taxpayers Fund $454000 Pay for Collector Chasing Student Loans Bloomberg They promise to repay the lenders if borrowers don't. If the agencies can't recover the money, the federal government takes over the loan, shifting the risk to taxpayers. Scholarship Money ECMC says it helps keep federal financial-aid programs solvent ... Bloomberg Still Hates Student Loan Collectors |
$1000000000000: How Did We Get Here? - Huffington Post
 New York Times | $1000000000000: How Did We Get Here? Huffington Post The HEA created need-based grants and low interest loans, including the Federal Family Education Loan (FFEL) Program, which gave federal guarantees for private loans, put in as a compromise position between Republican-favored tax credits and a ... Chat Transcript: Money Talk$: Student Loans What The Student Loan Rate Hike Means To You Students loans fail usury test |